# Current Gaps

- [Neobanks](/current-gaps/neobanks.md)
- [Wallets are not banks](/current-gaps/wallets-are-not-banks.md)
- [Interoperability with fiat](/current-gaps/interoperability-with-fiat.md)
- [Stablecoins](/current-gaps/stablecoins.md)
- [Privacy](/current-gaps/privacy.md)
- [Credit & Debt](/current-gaps/credit-and-debt.md)